MEDICARE Q&A & USEFUL GUIDES
Get Your Free AEP Checklist
The Annual Enrollment Period (AEP) is crucial for making any changes to your Medicare coverage. With our Free AEP Checklist, you can easily track the steps to review, compare, and adjust your plan if needed, so you’re well-prepared and stress-free during the enrollment period.
Download Your Free AEP Checklist Today:
- Know key dates and deadlines
- Understand the changes you can make to your plan
- Review coverage options for a seamless transition each year
When Should You Enroll in Medicare to Avoid Penalties?
Medicare has specific enrollment periods, and missing them could result in costly penalties. We’ll walk you through the basics of when and how to enroll to avoid these additional costs.
- Initial Enrollment Period (IEP): Generally, the seven-month period around your 65th birthday
- General Enrollment Period (GEP): For those who missed their IEP, running from January 1 to March 31 each year
- Special Enrollment Periods (SEPs): Situational periods for certain life events, such as losing employer coverage
By enrolling on time, you’ll avoid penalties and ensure seamless coverage. Contact us if you have questions about your specific enrollment window.
Medicare & You Handbook 2025
The official Medicare & You Handbook 2025 provides in-depth information about Medicare coverage options, rights, and resources directly from Medicare.gov. It’s the ultimate guide for anyone navigating Medicare and is updated annually to reflect the latest in Medicare coverage and policies.
Get Your Copy of the Medicare & You Handbook 2025:
Understanding Medicare Enrollment Periods
Medicare has multiple enrollment periods, each serving a specific purpose. Understanding these enrollment windows will help you make the right decisions for your healthcare coverage.
- Annual Enrollment Period (AEP): October 15 – December 7 each year, for making changes to your Medicare Advantage or Part D plan
- Open Enrollment Period (OEP): January 1 – March 31, allowing Medicare Advantage enrollees to switch plans or return to Original Medicare
- Special Enrollment Periods (SEPs): Unique windows for changing plans based on life events, such as moving or losing employer coverage
By following these periods, you can ensure you’re always getting the best Medicare plan for your needs.
