Dhina Valencia, President and Founder of American Senior Savings, is a seasoned Financial and Medicare Benefits Advisor with over 20 years of expertise in the financial services industry. Driven by a passion for helping individuals navigate the complexities of Medicare, life insurance, and annuities, Dhina has earned a reputation for delivering personalized solutions that cater to the unique needs of each client.

At the heart of Dhina’s practice is her belief that everyone deserves a knowledgeable, compassionate guide when making crucial financial decisions. She is dedicated to building lasting relationships based on trust, ensuring that her clients feel confident and secure in their choices.

Licensed in California and numerous other states, Dhina and her team partner with more than 30 insurance companies, offering clients access to a wide range of plans at competitive rates. As an independent broker, her primary commitment is to her clients, not the insurance companies. Dhina proudly provides Medicare services at no cost, offering continued support, free annual policy reviews, and tailored advice.

In addition to Medicare, Dhina specializes in life insurance solutions that meet the needs of clients at every stage of life. She also offers annuities designed to provide lifetime income, ensuring long-term financial security for her clients.

Dhina’s approach is centered on making financial decisions simple and stress-free. By demystifying insurance options and guiding clients step by step, she ensures peace of mind for them and their families. Her ultimate goal is to empower her clients to make informed decisions that positively impact their health and financial well-being.

Outside of her professional career, Dhina has been happily married for 23 years. Her husband proudly serves the United States by working for the Department of Homeland Security, protecting the nation’s borders. Together, they are raising two wonderful children, Isabella and Sebastien. The family also shares their home with three beloved dogs—Archie, London, and Charlotte. Dhina enjoys being involved in her community and church, always with a heart for service. In her free time, she loves spending time with her family and continuing to serve others through her work and personal life.